Temporary Disablement Benefit (TDB)
(a) TDB is payable to an
employee who suffers employment injury (EI) or Occupational Disease and is
certified to be temporarily incapable to work. "Employment Injury" has been
defined under Section 2(8) of the Act, as a personal injury to an employee
caused by accident or occupational disease arising out of and in the course
of his employment, being in insurable employment, whether the accident occurs
or the occupational disease is contracted within or outside the territorial
limits of India.
(b) Certificates Required for TDB:
Accident Report in form 16,
(c) Form 8,9,10, 11 and ESIC Med.13.
Eligibility for TDB :
The benefit is not subject to any contributory conditions. An IP is eligible
from the day he joins the insurable employment.
(d) TDB Rate is 40% over and above the normal sickness benefit rate. This
works out to nearly 85% of the average daily wages.
Duration of TDB :
There is no prescribed limit for the duration of TDB. This is payable as long
as temporary disablement lasts and significant improvement by treatment is
possible. If a Temporary Disablement spell lasts for less than 3 days
(excluding day of accident), IP will be paid sickness benefit, if otherwise
eligible. A special point for IMOs/IMPs is that some IPs may resist taking a
Final Certificate especially before 3 days for fear of loss of TDB.
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